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Southampton, MA 01073

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FAQs

The Connecticut Assisted Living Association

The Connecticut Assisted Living Association (CALA) is pleased to offer this guide for consumers highlighting Assisted Living as a senior housing and supportive service option for older adults in Connecticut.

CALA, a statewide membership association comprised of Assisted Living providers, serves as a resource to the public, state and local officials, and the media. This consumer guide is intended to be a means for disclosure about topics such as what Assisted Living is, how it differs from a nursing home, and the requirements for residency.

Frequently Asked Questions

What is the difference between assisted living and nursing home care?

Assisted living, often called a social model, supports less intensive care needs, while a nursing home, often called a medical model, supports more intensive care needs. Most nursing homes also provide short-term skilled rehabilitation, in addition to a long-term care living option.

Assisted living communities are typically licensed to provide non-skilled nursing, and other support services to residents whose medical conditions are chronic and stable. In Connecticut, Managed Residential Communities, or, MRC, are allowed to provide nursing oversight, medication management, and personal care assistance to residents through an affiliate Assisted Living Service Agency. As a resident’s care needs increase, outside agencies such as home care, physical, occupational therapy or hospice agencies, which hold licenses to deliver medical services, are frequently brought into the community to provide the more intensive skilled care. Residents living in an MRC must be capable of participating in or at least partially directing the maintenance of their basic daily activity needs because their living unit is a private domain, the staff being merely invited guests.

In contrast, a nursing home as a long-term care living option is a custodial setting, meaning that the room to which you are assigned is not your private domain, and staff may intrude at any time. Nursing homes are permitted to provide extensive skilled nursing, under the medical supervision of a practicing physician, and nursing homes are equipped to perform near constant monitoring of residents. Any resident or prospective resident of a Managed Residential Community who needs near constant medical oversight, and extensive personal care assistance due to significant physical or cognitive impairment or medical conditions that are unstable, would likely be more appropriate to be admitted into a nursing home.

Everbrook offers a continuum of community-based senior living. We do all we can to help our residents to remain independent as long as possible.

Rarely Asked Questions

What is an elimination period under long-term care insurance coverage, and what if I have difficulty paying it?

Long-term care insurance has a form of deductible called an elimination period. Coverage under long-term care insurance begins as specified in the policy after an assessment reveals the need for assistance with activities of daily living, and most policies require you to pay the first 90 days, and in some cases 120 days, out-of-pocket as your deductible. Our staff works with insurance professionals and our residents to create a plan to reduce the overall financial burden during that initial elimination period.

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162 College Highway
Southampton, MA 01073
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